Blog Articles

Alternative Financing

Nov 02, 2023

Alternative Financing

  Home financing. It's a term that's synonymous with the dream of homeownership. For many, the path to owning a home seems straightforward: save for a down payment, get a traditional mortgage, and make monthly payments until the home is yours. But what if I told you there's more to the story? Today, we're diving deep into the world of alternative fin ...

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Ryan Out Loud - This Week in Housing (May 26th, 2022)

May 26, 2022

Ryan Out Loud - This Week in Housing (May 26th, 2022)

    What are we looking at here today on This Week in Housing?   Real estate mistakes to avoid... candidates running in the upcoming provincial election & their stances on affordable housing... the new federally proposed anti-flipping tax & more!     Provincial Election & Affordable Housing It's a ...

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7 Questions to Ask Your Listing Agent

May 27, 2022

7 Questions to Ask Your Listing Agent

  You are ready to buy a new home, and that could mean downsizing or moving into a bigger home. We have over 300 real estate agents in Sarnia-Lambton. With such a big selection of realtors, how are you going to select the most qualified agent to sell your home? Here are 7 questions your need to ask your listing agent.     ...

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How Credit Scores Are Calculated

Sep 07, 2022

How Credit Scores Are Calculated

The reason credit scores exist is to give lenders an idea of how likely it is that you will default on a loan.   The higher your score, the better. Conversely, the lower your score, the greater the chance you will default on a loan. Lenders use this information to decide whether or not to give you a loan and what interest rate to charge yo ...

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August 2022 Housing Market Update for Sarnia-Lambton

Sep 09, 2022

August 2022 Housing Market Update for Sarnia-Lambton

    "Hey, Sarnia-Lambton! We're hoping you've enjoyed Summer 2022, and are as excited as we are for the Fall Season! In the video below Sean gives the essential info from last month's housing market stats, and gives his opinion about the current state of the market and where he thinks things are going. Enjoy!" -The Team at Blue Coast Realty ...

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What's going on this weekend in Sarnia? September 16th to 18...

Sep 14, 2022

What's going on this weekend in Sarnia? September 16th to 18...

Looking for something to do this weekend?     September 16th - Hayden Mellon live at the Royal Canadian Legion in Wyoming | 7:00pm   September 17th - Summer Send Off | 2:00pm - 9:00pm @ Valley Axe in Sarnia, ON! - Camlachie summer send off will be a fun, inclusive one day event aimed at raising funds to help the Huron Shores Optimi ...

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What's going on this weekend? October 21st - 23rd

Oct 19, 2022

What's going on this weekend? October 21st - 23rd

What is going on this weekend in Sarnia-Lambton?   October 21st 2022 | 7pm | Progressive Auto Sales Arena Come on out this friday and cheer on your local OHL team the Sarnia Sting as they face the flint firebirds!   October 21st 2022 | 6pm | Big Family Big Family Brewing Co. is excited to announce that Jordan Ginty will be making an appeara ...

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Capital Gains and Real Estate

Nov 10, 2022

Capital Gains and Real Estate

  When you sell almost anything in Canada you're going to have to pay taxes on the sale. But selling a property you own comes with some unique benefits. We all know about the principal residence exemption, where you can sell your home tax free. But rental properties are capital assets, which have capital gains taxation when they're sold. Understandin ...

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5 Signs Your Home May Have Foundation Issues

Nov 28, 2022

5 Signs Your Home May Have Foundation Issues

A strong foundation is essential to the overall stability and integrity of your home. Unfortunately, foundation problems are not always easy to spot. But there are some clear indicators of foundation issues which might prompt you to get it inspected.     Cracks in the Foundation. Signs of a foundation issue can be subtle, but they will sl ...

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Real Estate Client vs Customer: What's the Difference

Nov 30, 2022

Real Estate Client vs Customer: What's the Difference

  When you choose to work with a realtor, you have options for what you want the relationship to look like. You can be either a client or a customer. But what is the difference?     Before you decide on your relationship with an agent, you'll sign a form called "Working with a Realtor" and then you have to choose whether you want to re ...

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12 Summer Projects To Increase Your Home Value

Jun 19, 2020

12 Summer Projects To Increase Your Home Value

        With the arrival of summer, it's a great time to find areas where you can maximize value in your home. Whether making repairs or improvements, you can make your property all the more appealing.   Here are 12 Summer Projects to Increase Your Home's Value.   1. Declutter Your Home     Declut ...

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June 2020 Housing Market Update

Jul 07, 2020

June 2020 Housing Market Update

  There were 423 active listings in June, and 197 sold totaling just above $74 million in sales volume, the average sale price was around $385 thousand, vs $327.5 thousand in June 2019, which is a 17.5% increase. 52% of those sold were in the $200,000 to $400,000 price range.   There were 38 more homes on the market in June 2020 than June ...

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How to Avoid A Low Appraisal On Your Home in Sarnia-Lambton

Jul 09, 2020

How to Avoid A Low Appraisal On Your Home in Sarnia-Lambton

  When selling your home in Sarnia-Lambton there are many things you have to think about as a seller. Receiving a substantial appraisal, shouldn’t have to be one - leave that to us!        Here at The Blue Coast Team, we know the importance of avoiding a low appraisal. We want the least amount of problems with your home sa ...

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Variable-Rate vs Fixed-Rate Mortgages

Feb 07, 2023

Variable-Rate vs Fixed-Rate Mortgages

  When it comes to buying a home, one of the most important decisions you'll have to make is choosing between a fixed-rate mortgage (FRM) or a variable-rate mortgage (VRM). Understanding the differences between these two types of mortgages can help you make an informed decision that suits your financial situation and goals.     Fixed-R ...

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What's going on this weekend? February 24th - 26th

Feb 22, 2023

What's going on this weekend? February 24th - 26th

What's going on this weekend? Feb. 24th - 26th Comedy for a Cause | February 24th Horace HB Sanders: Hilariously Funny with the uncanny improv ability to craft each show into a unique, one-of -a-kind event. Horace makes you comfortable and excited at the same time. He shifts from rapid fire to slow motion in a snap as he reads the room knowing exact ...

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What Happens on Closing Day

Feb 27, 2023

What Happens on Closing Day

  Closing day is the moment you've been waiting for when buying a home in Canada, but it can also be a stressful time with many important details to take care of. In this blog post, we'll guide you through what to expect on closing day and share tips for ensuring a smooth and successful home buying experience. Here are 5 Things That Must Happen on Cl ...

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February 2023 Housing Market Update for Sarnia-Lambton

Mar 01, 2023

February 2023 Housing Market Update for Sarnia-Lambton

    Sales: 102 (-16.4% vs Feb. 2022) Dollar Volume: $49,683,081 (-30.9% vs Feb. 2022) New Listings: 185 (-39.1% vs Feb. 2022) Active Listings: 290 (+325.5% vs Feb. 2022) Average Price: $487,089 (-17.3% vs Feb. 2022) Sale to List Price Ratio: 96.7 (117 in Feb. 2022)     Breakdown by Area:   Sarnia North End: Active ...

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May 2023 Housing Market Update for Sarnia-Lambton

Jun 05, 2023

May 2023 Housing Market Update for Sarnia-Lambton

    Sales: 163 (+10.4% vs May 2022)   Dollar Volume: $90,843,203 (-12.7% vs May 2022)   New Listings: 280 (+8.9% vs May 2022)   Active Listings: 345 (+81.6% vs May 2022)   Average Price: $557,320 (-2.6% vs May 2022)   Sale to List Price Ratio: 99.2% (vs 107.2% in May 2022)   Sarnia North End: Act ...

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How the Seasons Impact Real Estate

Sep 28, 2023

How the Seasons Impact Real Estate

  How the Seasons Impact Real Estate Embarking on a journey through the real estate market of Ontario, especially in the Sarnia-Lambton area, is like navigating the changing seasons – each with its distinct flavor and opportunities. From the serene hush of winter to the vibrant hustle of summer, the real estate landscape transforms, offering u ...

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Renewals and Refinancing Explained

Oct 26, 2023

Renewals and Refinancing Explained

  Introduction Have you ever wondered what transpires when your mortgage term finally reaches its conclusion? Is it time for a celebration, or perhaps an accolade? Maybe you've heard the buzzword 'refinancing' and are keen to understand what it entails. Today, we're going to unpack the various avenues you can explore when your mortgage term comes to ...

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